

Before using Klarna*, 0% finance, a 0% credit card or any kind of loan to buy yourself an iPhone, make sure that you can afford the monthly repayments. However, interest-free debt is still debt. If a retailer doesn’t offer this, you can also use a 0% purchase credit card – this gives you a certain amount of time to pay off a balance interest free. This lets you spread the cost of your new phone over up to two or three years and pay no interest. If you want an iPhone but would rather not pay for it outright, heaps of online vendors offer 0% financing options.

You won’t see the best sim-only deals, and you won’t see the best iPhone-only deals. However, going down this route means you’re not shopping around as much as you could be. Here you pay a set amount each month for both a device and network usage. Lots of mobile network providers offer bundle deals. The golden rule: you can often save money by paying for a sim separately Otherwise, it could affect your ability to get credit in the future. If you’re unsure you’ll be accepted, it may be looking at other means of payment.

It will also appear as a hard credit check on your credit record. As you’re applying for credit with Barclays using this option, there’s no guarantee of acceptance. You can apply for this too ahead of the official launch date. Depending on which device you opt for, you may need to wait until late October to have it in your hands.Īpple offers a 0% interest financing option that lets you spread the cost of its devices over two years without paying any interest. It’s worth noting that due to high demand, you may not be able to get one of the newest models on release day. You can pre-order them now from the Apple website.
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The new iPhone 15 and iPhone 15 Pro will be released on Friday 22 September 2023.
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Read more: How to reduce your phone bill When is iPhone 15 coming out?
